F&M BANK PRODUCTS AND SERVICES
Personal Accounts
Free Personal Checking
- $50 Minimum Balance to Open Account
- No Monthly Service Fee
- Free Monthly eStatements
- Unlimited Transactions
- Debit Card Available
- Free Online Banking
- Free 24 Hour Bank Line
- Overdraft Privilege* (see details)
Interest Checking
- $100 Minimum Balance to Open Account
- Interest Bearing Account
- Free Monthly Statements
- No Monthly Service Fee
($1500 avg. daily bal.) - Unlimited Transactions
- Debit Card Available
- Free Online Banking
- Free 24 Hour Bank Line
- Overdraft Privilege* (see details)
Personal Money Market
- $100 Minimum Balance to Open Account
- Premium Rates Bases on Tiered Balance
- No Monthly Service Fee ($5000 avg. daily bal.)
- Free Monthly Statements
- Debit Card Available
- Free Online Banking
- Free 24 Hour Bank Line
Savings Account
- $100 Minimum Balance to Open Account
- Free to Minors ($25 minimum)
- Free Quarterly Statements
- Limited to 6 Free Withdrawals per Quarter
- No Quarterly Service Fee ($100 avg. daily bal.)
- Free Online Banking
- Free 24 Hour Bank Line
Back to top of page
Business Accounts
Free Business Checking
- $100 Minimum Balance to Open Account
- No Monthly Service Fee
- Free Monthly eStatements
- 1st 100 Transactions per Month are Free
- Debit Card Available
- Free Online Banking
- Free 24 Hour Bank Line
- Overdraft Privilege* (see details)
Commercial Checking
- $100 Minimum Balance to Open Account
- Earnings Credit to Offset Service Charge
- Free Monthly Statements
- $7.50 Monthly Service Charge
- Credit/Debit Processing Fee - $.17ea
- Free Online Banking
- Free 24 Hour Bank Line
- Overdraft Privilege* (see details)
Back to top of page
Loans
Personal and Commercial Loans
- Automobiles-Cars, Trucks, or SUV’s
- Recreational Vehicles-Boats, RV’s, or Motorcycles
- Vacations, Student Loans, or Other Personal Needs
Click Here to get started on your loan application today!
For more information about Personal or Commercial Loans, contact us at loans@fmbankok.com
Mortgage and Real Estate Loans
- New or Existing Homes
- Acreages
- Mortgage Refinancing
- Home Improvement
We offer competitive rates and closing costs on all types of mortgages. In addition to our in-house mortgage loans, we also offer market loans with fixed adjustable rates for loan terms up to 30 years.
Back to top of page
Other Services
Safe Deposit Boxes
Call for Details.
ACH (Automated Clearing House) Services
F&M Bank offers ACH Services for our business customers. ACH Services allows you to setup direct deposit for your employee payroll, as well as, setup direct debit for your accounts receivable.
For more information, please contact Tammi Martin at 405-715-1100, or ask your neighborhood banker.
Remote Deposit Capture
F&M Bank offers Remote Deposit Capture to our business customers. This software enables you to capture checks and create electronic deposits, which are securely transmitted to the bank for processing.
For more information, please contact Tammi Martin at 405-715-1100, or ask your neighborhood banker.
Back to top of page
